Why Invest

Enabling progress. Delivering growth. Creating value for shareholders.

Why Invest in Colony Bankcorp, Inc.

At Colony Bankcorp, Inc., our purpose is to enable progress, helping our customers thrive, our communities grow, and our shareholders achieve lasting value. We operate in some of the region’s most attractive markets, from Atlanta and Savannah to Birmingham, Chattanooga, Tallahassee, and the Florida Panhandle, as well as mid-sized and rural communities across Georgia. These are markets where relationships matter, where people value service and advice, and where disciplined growth creates opportunity.

Our Shareholder Commitment

We believe our shareholders deserve a community bank that delivers both performance and purpose. This is why we’re committed to providing above average returns at below average risk. This is the lens through which we manage growth, allocate capital, and steward every investment decision. For shareholders, that means confidence that your investment is being managed with discipline and designed to deliver lasting value.

A Community Bank, Scaled for Growth

With $3.1 billion in assets as of June 30, 2025 and a footprint that’s growing through strategic expansion, including the pending acquisition of TC Bancshares/TC Federal Bank, Colony Bankcorp, Inc. offers the best of both worlds: the personal service of a community bank and the capabilities of a much larger institution.

Diversified Earnings, Balanced Performance

Our model goes beyond traditional banking. From mortgage and SBA/USDA lending to insurance, wealth management, and credit cards, our diversified lines of business create multiple earnings streams, reducing reliance on interest income alone and positioning us for sustainable performance through all cycles.

Leadership That Delivers Progress

Our experienced leadership team has a proven track record of disciplined performance. By embracing innovation, investing in technology, and maintaining a culture rooted in enabling progress, we are positioning Colony Bankcorp, Inc. to deliver growth with agility and scale while keeping the personal touch that defines who we are.